Nicholas J. Kreutzberg

Nicholas J. Kreutzberg

Financial Consultant

Since the age of 14, Nicholas Kreutzberg has seen the inner workings of running a business from the bottom up.  Starting out as a “crew” member and working his way to becoming a General Manager of a multi-million dollar fast-food franchise, Nicholas knows the issues that keep business owners up at night and has focused his practice on helping them address those concerns. 

Just some of the services he offers include:

  • Ideas and strategies for business growthincluding a detailed assessment of company benefits and recommendations to help attract and retain skilled workers.
  • Business continuity and succession planningto help closely held business owns identify potential successors or acquirers and convert business value into personal assts.                 
  • Qualified retirement plans,including 401(k)s, fully insured defined benefit plans, SIMPLEs, SEP-IRAs and personal IRAs (traditional and ROTH).
  • Non-qualified executive benefitsthat can be selectively targeted to reward or incentivize owners, partners and key employees.
  • Business life insuranceowned by the business and used to fund deferred compensation agreements, business continuation plans, buy-outs, buy-sell agreements and other needs. 
  • Personal investmentsof business owners and key executives including mutual funds, annuities, separately managed accounts, exchange-traded funds and cash value(permanent) life insurance.
  • Salary continuation, business overhead and disability incomeinsuranceto help protect the business and its owners or employees against lost income and/or cover fixed overhead liabilities (rent, utilities, etc.) due to an inability to work for a period of time.
  • Estate planning strategiescoordinated with your tax and legal advisors, to help you plan the orderly distribution of assets, maximize lifetime giving opportunities, minimize estate taxes, protect assets from creditors and assure owners’ legacies.

Nicholas holds FINRA Series 7 and 63 licenses. 

He is a resident of Lindenhurst and is currently a member of LIBBA – the Long Island Beach Buggy Association which helps with beach clean-ups, grass planting and stringing fences to protect piping plovers.




The named individual offers securities and investment advisory services through Equitable Advisors (NY, NY 212-314-4600), member FINRA, SIPC, and offers annuity and insurance products through Equitable Network, LLC and its subsidiaries.  Comprehensive Financial Strategies is not owned or operated by Equitable Advisors or Equitable Network.



Securities and investment advisory services offered through Equitable Advisors, LLC (212-314-4600), member FINRA/SIPC. Annuity and insurance products offered through Equitable Network, LLC and its insurance agency subsidiaries. Equitable Network, LLC does business in California as Equitable Network Insurance Agency of California, LLC and, in Utah, Equitable Network Insurance Agency of Utah, LLC. Equitable Advisors and its affiliates do not provide tax or legal advice. Individuals may transact business and/or respond to inquiries only in state(s) in which they are properly registered and/or licensed. The information in this web site is not investment or securities advice and does not constitute an offer.

Comprehensive Financial Strategies is not owned or operated by Equitable Advisors, LLC or its affiliates.

Phone (631) 385-5229
Fax (631) 385-5355